Often times, employees have life insurance automatically from their employer, or from a union or trade association. Having a group policy has a few advantages, comparing to an individual life insurance policy. First, you can get a lower rate for a given death benefit. That happens because the rates are averages weighted by people younger than you…
Thanks to a set of new federal rules doled out earlier this week, it has now become a bit more difficult to obtain a reverse mortgage on your home. The good news, however, is that for those who do get them, they will have a lot less to worry about. According to the new regulations, potential…
As mortgage interest rates continue to remain at historic lows, potential homebuyers are loving it and the financial sector is hating it. “There's virtually nothing in the financial services area that's benefiting from continued lower and lower rates," Barclays CEO Bob Diamond said at the Milken Conference in Los Angeles on Monday. “[We are] rooting for…
According to officials, Advance Auto Parts will be employing 600 workers in North Carolina by the end of 2017. Average pay for workers will be around $110,000 per year, and Governor of North Carolina says that the company could get over $17 million in tax breaks. Continue to original source
It is not a simple question to ask customers when they think they will die. Life insurance companies must take it upon themselves to determine when a potential customer will perish before they will invest. Companies compile large amounts of data in order to separate the healthy from the risky. This includes things like driving records,…
Creating a healthy lifestyle is not as hard as some may think. It does involve some preparation and thought, but it is definitely doable. Make it a habit to be active maintain a healthy body weight eat a variety of foods and plenty of fruits and vegetables watch your portion sizes and…
According to a report released by HSH, San Francisco is the most expensive city in the United States for home buyers. San Francisco homes have a median home price of $679,000 with median monthly payments of $3,199.69. The report calculates that a person would need to make at least $137,129.55 per year to live in San Francisco. Second on…
When you shop for life insurance, choosing the right company is crucial. What's very important is to pick a company with a good reputation, and also respectable and reliable. Your are buying the policy to protect your loved ones, so don't skimp on the research part. Continue to original source.
According to a survey done by the Federal Reserve Bank of New York, American household debt has increased for the third straight quarter. The report on household debt and credit revealed that mortgages have dropped to the lowest level since last year. Continue to original source
One great thing you can do for your health is also rather easy. Drinking enough water is so important for our body's functions, and the best is to drink throughout the day, and not just a big amount at once. Studies show that drinking enough water is also contributing to weight loss. The amount of…