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The worst thing you can do with a new insurance plan is to assume that it is just like your previous one. Even if you are paying the same monthly premium, plans can have big differences between them. When you sign up to a new plan, learn it and know your rights and conditions. It can make a big difference in your pocket if you go about a situation the wrong way, for example go to an urgent care center instead of to a doctor for a non-emergency consultation.